If you are in the market to purchase a home, have thought about home ownership or just dreamed about it, there is an amazing program that you need to know about. Say hello to the Kansas Housing Assistance Program!  Homebuyers can now receive up to 5% down payment assistance with a mortgage and because it is a grant, it is completely and totally FREE and you do not have to pay it back!  What exactly does this mean for YOU?  Let’s break it down . . . 


To qualify for the Kansas Housing Assistance Program, you must:


  1.  Meet the income requirements.  In Leavenworth, Wyandotte, Johnson, Linn and Miami Counties it is $92,000 for USDA, FHA and VA loans OR $112,000 for Conventional loans.
  2.   Meet the purchase price limit.  For all new and existing homes, the maximum purchase price cannot exceed $453,100.
  3.   Have a credit score of at least 640 for USDA, VA and Conventional loans or 660 for FHA loans.
  4.   Be a First-Time Homebuyer or been 3 years or more since you owned a primary residence.


With the KHAP it is possible to purchase a home with ZERO out-of-pocket expenses and by ZERO, we mean 0%!  That’s worth taking note of if you are ready to start living the American Dream and stop paying rent.


What do you need to do to apply?  Get in touch with The Moreno Group and we will walk you through the home buying process and put you in touch with one of our preferred lenders.  Don’t wait because this program may not be around for long!